PRODUCT SUITE / TRANSACT

Move money with greater control.

A planned merchant-payments capability for organizing payment instructions, approvals, reconciliation and settlement visibility.

PRODUCTMerchant Payments
DOMAINTRANSACT
DESIGNED FORBusinesses, merchants and finance teams
SYSTEM ROLEPayment movement
CAPABILITY OVERVIEW

Merchant Payments

The planned merchant-payments scope looks at the work around an instruction: its business purpose, the information a reviewer needs and the record used to understand a later status update. The aim is to keep payment context available throughout the review.

San Francisco Bay Bridge and city skyline at dusk with long-exposure traffic light trails
MOVE / PAYMENT WORKFLOWS Global movement

Payment movement designed for clarity across instructions, approvals and settlement visibility.

01

Payment orchestration

Planned inputs include amount, currency, recipient and invoice reference, giving reviewers the context needed to organize a payment instruction.

02

Approval controls

The proposed review flow would record the responsible approver, decision and supporting notes before an instruction is marked ready for the next step.

03

Reconciliation visibility

A proposed status view would compare instruction references with submitted activity records and flag unmatched, duplicate or pending items for finance-team review.

WORKFLOW DESIGN / PLANNING CONSIDERATIONS

When a payment needs a second look.

An instruction may have an amount and a recipient but still lack a clear invoice reference or an agreed approver. A useful workflow needs to identify the missing context before treating the item as ready for its next step.

Starting record
Business entity, amount, currency, recipient reference and supporting document.
Review focus
Who can approve the instruction, how changes return to review and what indicates readiness.
Open items
Missing references, repeated requests and differences between the instruction and a reported status.
A question for your team

Where does your team currently lose the connection between a payment instruction and its supporting record?

PRODUCT INQUIRIES

Questions about Merchant Payments?

Discuss this planned capability with our team.

Contact about this capability
PRODUCT CONCEPT

This page describes Crownstone Capital’s planned technology direction. No financial services are offered through this website.